Kingdom of Spain · residence general
Non-Lucrative Visa (NLV)
Residence visa for financially self-sufficient non-EEA nationals not planning to work in Spain.
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Overview
The Non-Lucrative Visa grants residence to applicants with sufficient passive income or savings who do not intend to work in Spain. It has long been the route of choice for retirees, high-net-worth individuals taking sabbaticals, and those relocating families to Spain ahead of long-term plans.
Government fees
Visa plus TIE fees (approximately €80 each, varies).
Typical duration
Initial 1 year; renewable for 2-year periods; leads to permanent residence after 5 years.
Primary source
Ministerio — Non-Lucrative Residence · Ministry of Inclusion, Social Security and Migrations
Link last verified:
Eligibility
Typical criteria
Sufficient passive income — approximately 400% of the IPREM (€28,800+ per year in 2025; verify).
Additional income for each family member (around 100% IPREM each).
Private health insurance covering Spain, no co-payments.
Applicant does not intend to work in Spain.
Common blockers
Income below 400% IPREM threshold.
Insurance policy includes co-payments.
Typical evidence
Bank statements, investment portfolio statements.
Pension award letter, if applicable.
Private health insurance certificate.
Application pathway
Step 1
Obtain NIE and arrange accommodation
Many applicants arrange housing before applying.
Step 2
Assemble financial evidence
Show sustained income or savings above the IPREM threshold.
Step 3
Apply at Spanish consulate
Submit within 3 months of intended travel.
Step 4
Travel and attend TIE appointment
Fingerprints at Spanish police station within 30 days of arrival.
Step 5
Renew and progress
Renew for 2-year periods; move to long-term residence after 5 years.
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Frequently asked questions
Can I work on the Non-Lucrative Visa?
No. The NLV explicitly prohibits work in Spain. Many applicants switch to a work or self-employment route after their first renewal.
Does the NLV make me a Spanish tax resident?
Living in Spain for more than 183 days in a calendar year typically makes you a tax resident with global income taxed in Spain. Take specialist Spanish tax advice before moving.
Need tailored advice?
We do not provide legal advice. For an application that depends on your exact circumstances, consult a regulator-listed immigration advisor.
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