Republic of Singapore

S Pass: total cost to complete

Name: S Pass cost-to-complete model
Creator: Visa Atlas
License: https://creativecommons.org/licenses/by/4.0/

By Sam Parks · Last checked: 1 July 2026

A source-linked employer budget for a first Singapore S Pass: MOM application and issuance fees, the harmonised monthly levy modelled over a 24-month first pass, medical-insurance obligations, current salary evidence, quota gates, MyCareersFuture advertising, optional verification, translations, medical checks and dependant pass scaling.

What does the S Pass actually cost?

Mandatory non-refundable costs are SGD 16,405-SGD 18,205. Refundable proof-of-funds requirements are tracked separately at SGD 39,600-SGD 45,600, because that money is shown or blocked rather than normally lost.

Verified against MOM - Apply for an S Pass on 1 July 2026.

Australia skilled-route cost and points layer

Australia skilled points, nomination and Skills in Demand cost answer

Use this answer stack to compare Australia points routes with the sponsor-led Skills in Demand route without merging applicant costs, employer costs and salary evidence.

Calculator context

A points result does not guarantee an invitation, nomination or visa grant. It only says whether the profile clears the 65-point SkillSelect EOI floor. Skills assessment, occupation demand, state nomination, sponsorship, salary thresholds and post-invitation fees still need separate evidence.

Australia route	Points or sponsor trigger	Mandatory paid-away baseline	Skills, nomination or salary dependency
Subclass 189 Skilled Independent	Points-tested SkillSelect route. The EOI floor is 65 points; there is no sponsor or state nomination bonus.	A$7,501-A$8,705	A$550-A$1,200 skills assessment before the EOI can become usable. No fixed salary floor in the route model; invitation depends on occupation demand and invitation rounds.
Subclass 190 Skilled Nominated	Points-tested SkillSelect route plus state or territory nomination. Nomination can add 5 points after the state gate is met.	A$7,506-A$9,010	A$550-A$1,200 skills assessment plus A$0-A$300 state or territory fee exposure. No employer sponsor or national salary floor; state criteria can add occupation, residence and funds declarations.
Subclass 491 Skilled Work Regional	Points-tested regional route. State/territory nomination or eligible-relative sponsorship can add 15 points.	A$7,506-A$9,010	A$550-A$1,200 skills assessment plus A$0-A$300 nomination or eligible-relative gate exposure. No upfront national salary floor; later subclass 191 context is income-evidence timing, not an upfront 491 fee.
Subclass 482 Skills in Demand	Sponsor-led route. It is not a points-tested SkillSelect invitation route.	A$10,381-A$13,335	A$0-A$1,200 skills-assessment exposure where required by occupation, nationality or stream. A$420 sponsor fee, A$330 nomination fee and A$4,800-A$7,200 SAF levy are employer-side; A$79,423/yr CSIT or A$146,576/yr SSIT, plus AMSR where the stream requires it.

Comparator route	Route type	Paid-away baseline	Do not collapse these lines
Singapore S Pass	Employer-sponsored pass with quota, levy and insurance duties.	SGD 16,405-SGD 18,205	SGD 15,600 levy and SGD 600-SGD 2,400 insurance stay employer-side; SGD 39,600-SGD 45,600 salary evidence is not a visa fee.
New Zealand AEWV	Employer-accredited work route with job-check approval before the worker applies.	NZ$3,060-NZ$4,325	NZ$775 accreditation and NZ$735 job check are employer-side; variable market-rate job evidence is not paid away.
New Zealand SMC	Residence route with points, skilled-employment evidence and post-invitation filing.	NZ$6,810-NZ$8,925	NZ$0 EOI and NZ$6,450 resident-stage application; NZ$72,800-NZ$109,200 skilled-job pay evidence is not a fee.
Austria Red-White-Red Card	Points and employer-declaration route with AMS assessment.	€228-€363	€218 application fee; €0 points and labour-market gate; €41,580 salary evidence remains a category condition.

Source dates: Australia cost and salary data checked 1 July 2026; comparator cost rows checked 1 July 2026. Latest source record in this cluster: 1 July 2026. This cluster supports retrieval and review, not ranking, traffic, AI-citation or market-share outcome claims.

What it actually costs

Money you don't get back

SGD 16,405-SGD 18,205

Mandatory fees, services and one month of insurance.

Proof of funds (returned to you)

SGD 39,600-SGD 45,600

Not a fee. Annualises MOM current younger-applicant S Pass floors for new applications from 1 September 2025: SGD 3,300/month in most sectors and SGD 3,800/month in financial services. Older candidates need progressively higher salaries.

Cost line	Amount	Type	When / who
MyCareersFuture / Fair Consideration Framework advertising	SGD 0	Gov fee	MOM says employers are required to advertise the job opening on MyCareersFuture and consider all candidates fairly before applying for an S Pass. No MOM fee is charged for the advertisement itself. MOM - Apply for an S Pass
S Pass application fee	SGD 105	Gov fee	Paid when the employer or appointed employment agent submits the S Pass application online. MOM - Apply for an S Pass
S Pass issuance fee	SGD 100	Gov fee	Paid when the approved pass is issued after the candidate is in Singapore. MOM - Apply for an S Pass
Employer levy exposure for a 24-month first S Pass	SGD 15,600full 24-month first-pass term	Gov fee	MOM says the employer must pay the S Pass levy for all S Pass holders, the liability starts from issuance and ends on cancellation or expiry, and the rate is SGD 650/month from 1 September 2025. This line budgets a full first pass of up to 24 months. MOM - S Pass quota and levy requirements
Medical insurance premium estimate for first 24 months· indicative	SGD 600-SGD 2,40024 months, employer-side	Insurance	Indicative premium range only. MOM requires employers to buy and maintain medical insurance before issuing or renewing an S Pass, with at least SGD 60,000 annual claim coverage; the insurance cost cannot be passed to the worker. MOM - S Pass medical insurance requirements
Qualifying fixed monthly salary evidence	SGD 39,600-SGD 45,600annual salary at current headline floor	Proof of funds	Not a fee. Annualises MOM current younger-applicant S Pass floors for new applications from 1 September 2025: SGD 3,300/month in most sectors and SGD 3,800/month in financial services. Older candidates need progressively higher salaries. MOM - S Pass eligibility
Quota / Dependency Ratio Ceiling gate	SGD 0	Gov fee	No separate application fee, but MOM caps S Pass holders at 10% of total workforce in services and 15% in construction, manufacturing, marine shipyard and process sectors. MOM - S Pass quota and levy requirements
Primary Care Plan declaration where required(optional)	SGD 0	Service	Conditional gate: MOM says employers must buy the Primary Care Plan before S Pass issuance for workers who stay in larger dormitories or work in CMP sectors. Provider premiums are not modelled here. MOM - Apply for an S Pass
Medical examination or declaration if requested(optional)· indicative	SGD 0-SGD 150	Service	Conditional: the IPA states whether the candidate needs a medical examination after arrival; clinic fees vary. MOM - Apply for an S Pass
Educational qualification verification proof(optional)· indicative	SGD 0-SGD 250	Service	Conditional: S Pass qualification declarations are optional, but if qualifications are declared or MOM requests verification, the employer must ensure the credential is authentic and accredited. MOM - S Pass eligibility
Translation of non-English documents(optional)· indicative	SGD 0-SGD 150	Service	Conditional: MOM requires non-English documents to be uploaded with the original document and an English translation as one file. MOM - S Pass documents required
Regulated-profession supporting documents(optional)· indicative	SGD 0-SGD 500	Service	Conditional: healthcare professionals, lawyers, football players/coaches and food-establishment employees need occupation-specific supporting documents before MOM can assess the application. MOM - S Pass documents required
Dependant's Pass application + issuance(optional)	SGD 330per dependant	Gov fee	Optional family-scaling line: SGD 105 application plus SGD 225 issuance for each Dependant Pass. S Pass holders need at least SGD 6,000 fixed monthly salary to sponsor spouse and children. MOM - Apply for a Dependant's Pass
Dependant's Pass Multiple Journey Visa(optional)	SGD 30per dependant	Gov fee	Only charged for dependants who require a Multiple Journey Visa. MOM - Apply for a Dependant's Pass

Baseline sunk cost is the MOM S Pass application fee, issuance fee, a full 24 months of employer levy at the current SGD 650/month rate, and an indicative 24-month employer medical-insurance premium range for a single S Pass holder. The qualifying salary line is shown separately because it is salary evidence, not money paid away. MyCareersFuture advertising, quota/DRC and Primary Care Plan are process gates; conditional verification, translation, medical, regulated-profession and family lines are excluded unless the employer or worker needs them. Last checked 1 July 2026.

Cite or reuse this dataset

This cost model is free to reuse under CC BY 4.0. Cite Visa Atlas for the compiled sunk/refundable split and cite each linked authority or provider source for the underlying line item.

Suggested citation

Visa Atlas, "S Pass cost-to-complete model", https://visaatlas.org/cost-to-complete/singapore-s-pass. Last verified 1 July 2026.

Page: https://visaatlas.org/cost-to-complete/singapore-s-pass
JSON endpoint: https://visaatlas.org/api/public/cost-to-complete

Primary and supporting sources (6)

FAQs

What does the S Pass actually cost to complete?

Mandatory non-refundable costs are SGD 16,405-SGD 18,205 in the current model. Separately, refundable proof-of-funds requirements are SGD 39,600-SGD 45,600. The line table explains each item and source.

Is proof of funds a sunk cost?

No. Proof of funds is money you must show, hold or block. It can still be a cash-flow barrier, but it is different from application fees, document costs and insurance payments that you do not normally get back.

Why are some lines marked indicative?

Some third-party costs vary by country, provider and document count. Those lines use a range and are marked indicative so they are not confused with a single government tariff.

S Pass: total cost to complete

By Sam Parks · Last checked: 1 July 2026

Australia skilled points, nomination and Skills in Demand cost answer

Use this answer stack to compare Australia points routes with the sponsor-led Skills in Demand route without merging applicant costs, employer costs and salary evidence.

Calculator context

Australia route	Points or sponsor trigger	Mandatory paid-away baseline	Skills, nomination or salary dependency
Subclass 189 Skilled Independent	Points-tested SkillSelect route. The EOI floor is 65 points; there is no sponsor or state nomination bonus.	A$7,501-A$8,705	A$550-A$1,200 skills assessment before the EOI can become usable. No fixed salary floor in the route model; invitation depends on occupation demand and invitation rounds.
Subclass 190 Skilled Nominated	Points-tested SkillSelect route plus state or territory nomination. Nomination can add 5 points after the state gate is met.	A$7,506-A$9,010	A$550-A$1,200 skills assessment plus A$0-A$300 state or territory fee exposure. No employer sponsor or national salary floor; state criteria can add occupation, residence and funds declarations.
Subclass 491 Skilled Work Regional	Points-tested regional route. State/territory nomination or eligible-relative sponsorship can add 15 points.	A$7,506-A$9,010	A$550-A$1,200 skills assessment plus A$0-A$300 nomination or eligible-relative gate exposure. No upfront national salary floor; later subclass 191 context is income-evidence timing, not an upfront 491 fee.
Subclass 482 Skills in Demand	Sponsor-led route. It is not a points-tested SkillSelect invitation route.	A$10,381-A$13,335	A$0-A$1,200 skills-assessment exposure where required by occupation, nationality or stream. A$420 sponsor fee, A$330 nomination fee and A$4,800-A$7,200 SAF levy are employer-side; A$79,423/yr CSIT or A$146,576/yr SSIT, plus AMSR where the stream requires it.

Comparator route	Route type	Paid-away baseline	Do not collapse these lines
Singapore S Pass	Employer-sponsored pass with quota, levy and insurance duties.	SGD 16,405-SGD 18,205	SGD 15,600 levy and SGD 600-SGD 2,400 insurance stay employer-side; SGD 39,600-SGD 45,600 salary evidence is not a visa fee.
New Zealand AEWV	Employer-accredited work route with job-check approval before the worker applies.	NZ$3,060-NZ$4,325	NZ$775 accreditation and NZ$735 job check are employer-side; variable market-rate job evidence is not paid away.
New Zealand SMC	Residence route with points, skilled-employment evidence and post-invitation filing.	NZ$6,810-NZ$8,925	NZ$0 EOI and NZ$6,450 resident-stage application; NZ$72,800-NZ$109,200 skilled-job pay evidence is not a fee.
Austria Red-White-Red Card	Points and employer-declaration route with AMS assessment.	€228-€363	€218 application fee; €0 points and labour-market gate; €41,580 salary evidence remains a category condition.

What it actually costs

Money you don't get back

SGD 16,405-SGD 18,205

Mandatory fees, services and one month of insurance.

Proof of funds (returned to you)

SGD 39,600-SGD 45,600

Cost line	Amount	Type	When / who
MyCareersFuture / Fair Consideration Framework advertising	SGD 0	Gov fee	MOM says employers are required to advertise the job opening on MyCareersFuture and consider all candidates fairly before applying for an S Pass. No MOM fee is charged for the advertisement itself. MOM - Apply for an S Pass
S Pass application fee	SGD 105	Gov fee	Paid when the employer or appointed employment agent submits the S Pass application online. MOM - Apply for an S Pass
S Pass issuance fee	SGD 100	Gov fee	Paid when the approved pass is issued after the candidate is in Singapore. MOM - Apply for an S Pass
Employer levy exposure for a 24-month first S Pass	SGD 15,600full 24-month first-pass term	Gov fee	MOM says the employer must pay the S Pass levy for all S Pass holders, the liability starts from issuance and ends on cancellation or expiry, and the rate is SGD 650/month from 1 September 2025. This line budgets a full first pass of up to 24 months. MOM - S Pass quota and levy requirements
Medical insurance premium estimate for first 24 months· indicative	SGD 600-SGD 2,40024 months, employer-side	Insurance	Indicative premium range only. MOM requires employers to buy and maintain medical insurance before issuing or renewing an S Pass, with at least SGD 60,000 annual claim coverage; the insurance cost cannot be passed to the worker. MOM - S Pass medical insurance requirements
Qualifying fixed monthly salary evidence	SGD 39,600-SGD 45,600annual salary at current headline floor	Proof of funds	Not a fee. Annualises MOM current younger-applicant S Pass floors for new applications from 1 September 2025: SGD 3,300/month in most sectors and SGD 3,800/month in financial services. Older candidates need progressively higher salaries. MOM - S Pass eligibility
Quota / Dependency Ratio Ceiling gate	SGD 0	Gov fee	No separate application fee, but MOM caps S Pass holders at 10% of total workforce in services and 15% in construction, manufacturing, marine shipyard and process sectors. MOM - S Pass quota and levy requirements
Primary Care Plan declaration where required(optional)	SGD 0	Service	Conditional gate: MOM says employers must buy the Primary Care Plan before S Pass issuance for workers who stay in larger dormitories or work in CMP sectors. Provider premiums are not modelled here. MOM - Apply for an S Pass
Medical examination or declaration if requested(optional)· indicative	SGD 0-SGD 150	Service	Conditional: the IPA states whether the candidate needs a medical examination after arrival; clinic fees vary. MOM - Apply for an S Pass
Educational qualification verification proof(optional)· indicative	SGD 0-SGD 250	Service	Conditional: S Pass qualification declarations are optional, but if qualifications are declared or MOM requests verification, the employer must ensure the credential is authentic and accredited. MOM - S Pass eligibility
Translation of non-English documents(optional)· indicative	SGD 0-SGD 150	Service	Conditional: MOM requires non-English documents to be uploaded with the original document and an English translation as one file. MOM - S Pass documents required
Regulated-profession supporting documents(optional)· indicative	SGD 0-SGD 500	Service	Conditional: healthcare professionals, lawyers, football players/coaches and food-establishment employees need occupation-specific supporting documents before MOM can assess the application. MOM - S Pass documents required
Dependant's Pass application + issuance(optional)	SGD 330per dependant	Gov fee	Optional family-scaling line: SGD 105 application plus SGD 225 issuance for each Dependant Pass. S Pass holders need at least SGD 6,000 fixed monthly salary to sponsor spouse and children. MOM - Apply for a Dependant's Pass
Dependant's Pass Multiple Journey Visa(optional)	SGD 30per dependant	Gov fee	Only charged for dependants who require a Multiple Journey Visa. MOM - Apply for a Dependant's Pass

FAQs

What does the S Pass actually cost to complete?

Is proof of funds a sunk cost?

Why are some lines marked indicative?

Some third-party costs vary by country, provider and document count. Those lines use a range and are marked indicative so they are not confused with a single government tariff.