Republic of Singapore
S Pass: total cost to complete
By Sam Parks · Last checked:
A source-linked employer budget for a first Singapore S Pass: MOM application and issuance fees, the harmonised monthly levy modelled over a 24-month first pass, medical-insurance obligations, current salary evidence, quota gates, MyCareersFuture advertising, optional verification, translations, medical checks and dependant pass scaling.
What does the S Pass actually cost?
Mandatory non-refundable costs are SGD 16,405-SGD 18,205. Refundable proof-of-funds requirements are tracked separately at SGD 39,600-SGD 45,600, because that money is shown or blocked rather than normally lost.
Verified against MOM - Apply for an S Pass on 1 July 2026.
What it actually costs
A source-linked employer budget for a first Singapore S Pass: MOM application and issuance fees, the harmonised monthly levy modelled over a 24-month first pass, medical-insurance obligations, current salary evidence, quota gates, MyCareersFuture advertising, optional verification, translations, medical checks and dependant pass scaling.
Money you don't get back
SGD 16,405-SGD 18,205
Mandatory fees, services and one month of insurance.
Proof of funds (returned to you)
SGD 39,600-SGD 45,600
Not a fee. Annualises MOM current younger-applicant S Pass floors for new applications from 1 September 2025: SGD 3,300/month in most sectors and SGD 3,800/month in financial services. Older candidates need progressively higher salaries.
| Cost line | Amount | Type | When / who |
|---|---|---|---|
| MyCareersFuture / Fair Consideration Framework advertising | SGD 0 | Gov fee | MOM says employers are required to advertise the job opening on MyCareersFuture and consider all candidates fairly before applying for an S Pass. No MOM fee is charged for the advertisement itself. MOM - Apply for an S Pass |
| S Pass application fee | SGD 105 | Gov fee | Paid when the employer or appointed employment agent submits the S Pass application online. MOM - Apply for an S Pass |
| S Pass issuance fee | SGD 100 | Gov fee | Paid when the approved pass is issued after the candidate is in Singapore. MOM - Apply for an S Pass |
| Employer levy exposure for a 24-month first S Pass | SGD 15,600full 24-month first-pass term | Gov fee | MOM says the employer must pay the S Pass levy for all S Pass holders, the liability starts from issuance and ends on cancellation or expiry, and the rate is SGD 650/month from 1 September 2025. This line budgets a full first pass of up to 24 months. MOM - S Pass quota and levy requirements |
| Medical insurance premium estimate for first 24 months· indicative | SGD 600-SGD 2,40024 months, employer-side | Insurance | Indicative premium range only. MOM requires employers to buy and maintain medical insurance before issuing or renewing an S Pass, with at least SGD 60,000 annual claim coverage; the insurance cost cannot be passed to the worker. MOM - S Pass medical insurance requirements |
| Qualifying fixed monthly salary evidence | SGD 39,600-SGD 45,600annual salary at current headline floor | Proof of funds | Not a fee. Annualises MOM current younger-applicant S Pass floors for new applications from 1 September 2025: SGD 3,300/month in most sectors and SGD 3,800/month in financial services. Older candidates need progressively higher salaries. MOM - S Pass eligibility |
| Quota / Dependency Ratio Ceiling gate | SGD 0 | Gov fee | No separate application fee, but MOM caps S Pass holders at 10% of total workforce in services and 15% in construction, manufacturing, marine shipyard and process sectors. MOM - S Pass quota and levy requirements |
| Primary Care Plan declaration where required(optional) | SGD 0 | Service | Conditional gate: MOM says employers must buy the Primary Care Plan before S Pass issuance for workers who stay in larger dormitories or work in CMP sectors. Provider premiums are not modelled here. MOM - Apply for an S Pass |
| Medical examination or declaration if requested(optional)· indicative | SGD 0-SGD 150 | Service | Conditional: the IPA states whether the candidate needs a medical examination after arrival; clinic fees vary. MOM - Apply for an S Pass |
| Educational qualification verification proof(optional)· indicative | SGD 0-SGD 250 | Service | Conditional: S Pass qualification declarations are optional, but if qualifications are declared or MOM requests verification, the employer must ensure the credential is authentic and accredited. MOM - S Pass eligibility |
| Translation of non-English documents(optional)· indicative | SGD 0-SGD 150 | Service | Conditional: MOM requires non-English documents to be uploaded with the original document and an English translation as one file. MOM - S Pass documents required |
| Regulated-profession supporting documents(optional)· indicative | SGD 0-SGD 500 | Service | Conditional: healthcare professionals, lawyers, football players/coaches and food-establishment employees need occupation-specific supporting documents before MOM can assess the application. MOM - S Pass documents required |
| Dependant's Pass application + issuance(optional) | SGD 330per dependant | Gov fee | Optional family-scaling line: SGD 105 application plus SGD 225 issuance for each Dependant Pass. S Pass holders need at least SGD 6,000 fixed monthly salary to sponsor spouse and children. MOM - Apply for a Dependant's Pass |
| Dependant's Pass Multiple Journey Visa(optional) | SGD 30per dependant | Gov fee | Only charged for dependants who require a Multiple Journey Visa. MOM - Apply for a Dependant's Pass |
Baseline sunk cost is the MOM S Pass application fee, issuance fee, a full 24 months of employer levy at the current SGD 650/month rate, and an indicative 24-month employer medical-insurance premium range for a single S Pass holder. The qualifying salary line is shown separately because it is salary evidence, not money paid away. MyCareersFuture advertising, quota/DRC and Primary Care Plan are process gates; conditional verification, translation, medical, regulated-profession and family lines are excluded unless the employer or worker needs them. Last checked 1 July 2026.
Cite or reuse this dataset
This cost model is free to reuse under CC BY 4.0. Cite Visa Atlas for the compiled sunk/refundable split and cite each linked authority or provider source for the underlying line item.
Suggested citation
Visa Atlas, "S Pass cost-to-complete model", https://visaatlas.org/cost-to-complete/singapore-s-pass. Last verified 1 July 2026.
- JSON endpoint
- https://visaatlas.org/api/public/cost-to-complete
FAQs
What does the S Pass actually cost to complete?
Mandatory non-refundable costs are SGD 16,405-SGD 18,205 in the current model. Separately, refundable proof-of-funds requirements are SGD 39,600-SGD 45,600. The line table explains each item and source.
Is proof of funds a sunk cost?
No. Proof of funds is money you must show, hold or block. It can still be a cash-flow barrier, but it is different from application fees, document costs and insurance payments that you do not normally get back.
Why are some lines marked indicative?
Some third-party costs vary by country, provider and document count. Those lines use a range and are marked indicative so they are not confused with a single government tariff.